Terms and Conditions

Disclaimer

The information provided in these materials is for general informational purposes only and does not constitute an offer of consumer credit, a loan commitment, or legal, tax, or accounting advice. Our services involve the purchase of accounts receivable (“factoring”) and are not an extension of credit or a consumer loan. By engaging with our materials or services, you acknowledge and agree to the following:

Nature of Factoring

This is a commercial transaction in which invoices or receivables are sold at a discount. Any “advances” refer to the purchase price for such receivables—not principal of a loan—and any “fees” or “rates” refer to factoring fees, not interest.

Governing Law

All factoring transactions, related agreements, and any disputes arising therefrom shall be governed by and construed under the laws of the State of Texas, without regard to its conflict-of-laws principles. By proceeding, you consent to the exclusive jurisdiction of the state and federal courts located in Texas.

Non-Consumer, Commercial Purpose

Our factoring solutions are offered solely for business or commercial purposes. They are not intended for personal, family, or household use and therefore are not subject to consumer credit laws, including the Truth in Lending Act.

No Legal, Tax, or Accounting Advice

Nothing contained in these materials constitutes legal, tax, or accounting advice. You should consult your own professional advisors before entering into any factoring arrangement or financial transaction.

Not a Binding Agreement

Nothing in these materials shall be construed as creating a binding contractual obligation to purchase receivables or to provide any specific amount of funding. Any factoring relationship will only become binding upon completion of due diligence and the execution of a definitive, written factoring agreement between the parties.

No Guarantee of Approval or Funding

Any descriptions of our factoring process, potential funding amounts, or timelines are illustrative only. Final approval and funding are contingent upon various factors, including, but not limited to, risk assessments, receivable quality, and compliance with the final factoring agreement.By reviewing or relying on these materials, you confirm your understanding that the factoring arrangement is not a loan, does not create a consumer credit relationship, and will be documented and governed exclusively by a definitive written agreement under Texas law once executed.